Owner-Occupied Home Repair Program

Overview

The Owner-Occupied Home Repair Program is designed to aid low-and moderate-income owner-occupied households whose home assessed value does not exceed $568,557.00 with minor home rehabilitation. Eligibility is based on household income and family size. (refer to chart below):

The waiting list is currently closed.

Income Limits for CDBG & SHIP Funding

Household Size

Very Low
30% AMI

Low
 31-50% AMI

Moderate
 51- 80% AMI

SHIP Funding Limits
 120% AMI
1 $22,200 $36,950 $59,150 $88,680
2 $25,400 $42,200 $67,550 $101,280
3  $28,550 $47,500 $76,050 $114,000
4  $31,700  $52,800 $84,450 $126,720
5  $36,580  $57,000  $91,200  $136,800
6  $41,960  $61,250  $98,000  $147,000
7  $47,340  $65,500  $104,750  $157,200
8  $52,720  $69,700  $111,500  $167,280

*Income is considered salary/wages, child support, social security payment, ect.*

Eligible households can receive up to $65,000.00 in home repair assistance. (The program does not reimburse for prior rehabilitations.)

Minor Repairs include:

  • Roof replacement
  • Windows & doors replacement
  • Hurricane storm shutters
  • HVAC/Air Conditioning updates; installation
  • Mold Remediation
  • Safety / Hazzard issues

Barrier Free/Special Needs:

  • Improvements for exterior/interior mobility and accessibility
  • Doorway expansions
  • Bathroom and kitchen retrofitting
  • Other life safety improvements

The maximum allowable assessed property value cannot exceed $568,557.00. If you are not aware of the assessed property value, please visit BCPA.net.

Note: If you are not aware of the assessed property value, you can be check it at BCPA.net 

Awarded grant funds are provided with no annual payment schedule as a fifteen-year deferable loan. Six-point seven percent of the total award amount is forgiven each year until the end of the fifteen-year term, provided the property remain owner-occupied. At the end of the loan period, 100 percent of the loan is forgiven.

 

Contact Us

Phone

954-344-1161

Email

ncarter@coralsprings.gov

Annual Action Plan

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Rental Assistance

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